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Victoria Car Insurance - Why Victorian drivers need car insurance
From the bottlenecks of St Kilda Road, to the potholes of the Hamilton Highway, and the country roads that connect our regional centres, Victorians encounter a diverse range of driving experiences whenever they hit the road.

You might be a safe, responsible car owner with a great driving record – but it’s not just about you. Our ever-changing weather conditions, other motorists, and a range of factors like speed and road conditions, mean that accidents can – and do – happen.

Having great value car insurance in Victoria gives you peace of mind in the event of theft, damage or accidents – whether you drive country roads, city streets or both.

Real Insurance for real Victorian drivers

At Real Insurance, we understand that you want car insurance that offers value and protection that suits how you live and drive in Victoria.

Drivers living in Melbourne city or other large centres like Sunbury, Melton or Werribee are faced with increased traffic, on-street parking, and all the associated challenges that come with residing in a busy urban area. Your car might be parked for much of the week while you catch public transport, or you might take longer drives on the weekends.

If you live in a regional area like Geelong, Ballarat or Bendigo, you know that driving long distances is a fact of life. You could be driving on highways or dirt tracks as well as suburban streets. You might travel long distances each day, or just use your car for trips to the local shops or to visit family and friends.

No matter when or where you drive, we’ve got a car insurance product that offers great value and protection in the event of accidents, theft or damage to your vehicle.

Real Insurance Options

At Real Insurance, we offer a range of car insurance products from our award-winning Pay As You Drive Insurance, to our Comprehensive Car and our Third Party Property Fire & Theft or Third Party Damage Insurance.

Discover and compare car insurance products to learn how Real Car Insurance protects you in the event of an accident, theft or damage.

Even more protection

You can upgrade your car insurance to include any or all of these great optional extras for increased peace of mind:

Real Roadside AssistanceTM
Excess Free Windscreen Cover
10 or 20 Day Hire Car Cover
For full details including limits and exclusions of these benefits, please read our Product Disclosure Statement.

Got questions? Find answers with our helpful Car Insurance Q&A.

Why choose Real Insurance
Save up to 10% when you buy online1
Flexible payment options
24/7 claims lodgement and emergency assistance
We don’t have assessment centres, we use everyday repairers
Real Insurance is a multi-award winning insurance company
Get Real. Get a Quote
From Wodonga down to Warrnambool, and Mildura right through to the Mornington Peninsula, if you’re a driver in Victoria, we’ve got you covered. Get a real quote, real quick. Call us on 13 19 48 or get a fast car insurance quote online.